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Great news for owners of “dangerous breeds” in MI

The ASPCA reports that insurance companies in Michigan can no longer discriminate against certain dog breeds when writing homeowners insurance policies. Great news! Hopefully other states will soon follow suit.

It’s official! As announced last month by Michigan’s Office of Insurance and Financial Services, homeowners’ insurance companies may not deny, cancel or non-renew a policy based on the insured’s possession of a particular breed of dog. Comments Jill A. Buckley, Esq., ASPCA Western Regional Government Affairs Associate, “We believe that the recent Michigan Insurance Department Bulletin may set a precedent and cause departments in other states to take a closer look at this issue than they have in the past. Insurance companies should make decisions regarding nonrenewal or denial of coverage based upon the specific claim history, and not based solely on the breed of dog owned.”

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